Roshika Chand is the Founder & Director of Heirs & Legacy Co, a boutique mortgage brokerage dedicated to helping families, professionals and business owners create wealth through smart lending strategy. With over a decade of experience across banking and broking, she guides clients through home loans, refinancing and investment lending with clarity, care and confidence.

Passionate about helping families build secure futures, Roshika believes a great mortgage broker does more than find a rate they help be part of building a legacy. She structures lending wisely, saves clients time, opens opportunities and supports major life goals along the way. She is known for her warm approach, strong relationships and genuine commitment to seeing her clients thrive.

Outside of finance, Roshika also has a love for chai and is building a purpose-led chai brand that helps raise awareness around human trafficking, child exploitation and modern-day slavery, using business as a platform for impact, conversation and change.